Retirement or reaching age 65
Once you have reached your preservation age and retired or reached age 65, you may access your superannuation benefits without restriction. Generally, you are taken to be retired in the following circumstances:
| Your age | When you are considered to be retired |
|---|---|
| Preservation age or older, but less than age 60 | You have ceased an arrangement of gainful employment and have satisfied the trustee that you intend to never again be employed for 10 hours or more each week |
| 60 to 64 inclusive | Either:
|
Once you reach age 65, there is no need to have ceased work in order to access your benefits.
