Cooling-off period
If you decide that your initial investment does not suit your needs, provided you have not exercised any of your rights or powers under the terms of this PDS, you can request in writing to have your account cancelled during the period of 14 days starting on the earlier of, when your transaction confirmation is received by you or five days after your initial investment is accepted.
You may withdraw any unrestricted non-preserved component of your investment or rollover to another superannuation fund. Please note that all new contributions will be preserved funds and cannot be returned to you. The amount returned will be adjusted for any market movements, non-refundable taxes, duties paid or payable, and reasonable transaction or administration costs incurred by us in issuing your account (but excluding the payment of commission or similar benefits). Therefore, depending on the circumstances, the amount refunded may be more or less than the amount invested.
